Critical Illness Cover (CIC) is designed to pay out a lump sum on diagnosis of a whole list of serious illnesses, such as cancer or a heart attack.
We are five times more likely to contract a critical illness than die yet people don’t insure against this risk.
Cancer is the single biggest critical illness risk we all face. Cancer Research UK estimates that one in two people in the UK born after 1960 will be diagnosed with cancer during their lifetime. **
What would happen if you were diagnosed with Cancer, had a stroke or were unable to work?
- 72% of UK employees would struggle to cope if their income fell by £570 a month, the average amount lost by 80% of families after a cancer diagnosis *
Whilst this is a sobering thought, thankfully many more of us are surviving than ever before. Having critical illness insurance cover can mean you could pay towards specialist medical treatment, a less stressful lifestyle whilst you recuperate, or pay off your mortgage so you are financially more secure post recovery.
Our team are experts in critical illness insurance (CIC) and can advise on the best products and providers to suit your individual circumstances.
We can arrange cover for you either via the telephone or you can visit us in Rochdale or Worsley, Manchester. Our Independent Financial Advisors (IFA’s) can arrange home visits across the North West and Yorkshire including Oldham, Bury, Prestwich, Salford, Halifax and Dewsbury.
We also offer serious illness cover for children in manchester.